ME

ME
Showing posts with label banking. Show all posts
Showing posts with label banking. Show all posts

Sunday, August 04, 2019

Hopeless Sanity Breaking Corporation


How easily relative calm is broken. One would suppose a simple transfer transaction online, an action that I’ve regularly performed, would cause few if any emotional problems. That presumption proved false yesterday morning. Owing to malfunction of a security device I had to use an alternative method of logging on; so far all was well until I was informed that the alternative access method would shortly be phased out.

My next action was to use live chat, to find out how I could obtain a replacement security device. Two methods were available but I opted for a simple telephone call, via which I could obtain a replacement within five working days. Having been requested, by a disembodied voice, to input sort code, account number, my date of birth etc; which information I happily supplied, I was suddenly thrown when they asked me to input digits from my telephone banking password. As I don’t do telephone banking, I was unable to oblige. After holding for a considerable time I was put through to a distant call centre (presumably somewhere on the South Asian sub-continent) and was relieved to hear a real human voice!

I immediately informed the human, at the other end of the line, that I don’t do telephone banking but I was given their number to request a replacement secure key. At first this seemed to be going well until they requested I input a digit from the aforementioned telephone banking password. Talk about going round in circles; a short while later having given further security info, she requested that I confirm a favourite quote, place etc; and some other information, the spoken words of which I was unable to decipher. By now I’d reached breaking point; I explained that I was of a certain age and suffering from a chronic health condition and all I wanted was a replacement device. My beloved, noticing my distress took over the call and, without any further questions being asked was informed that the requested device would be despatched to me.

Monday, January 03, 2011

Customer Dis-service

A RIGHT LOT OF BANKERS


Several weeks ago, part way through an online transaction - transferring money from a savings account to the account of my wife (with the same bank) - I was suddenly denied access and, informed after a prolonged telephonic confrontation that my access would be restored within 48 hours.

Less than twenty-four hours later my access was restored. On this occasion, part way through my visit I was met with a screen displaying the following information:

Service Interruption

One or more of our systems are temporarily unavailable.

This means that you will not be able to proceed at this time.

We are aware of the problem, and hope to fix it soon, so please
try again later. We apologise for any inconvenience.



On each subsequent attempt to access my accounts, my password and security questions having been accepted, I am greeted with the same message. This bank holds one of our joint current accounts, as well as individual savings and credit card accounts but, I am unable to access any of these.

Meantime, my wife has no such proble accessing our joint and her personal accounts but, unfortunately has no access to my individual accounts. I have tried using different pc’s, laptop and desktop, and using different browsers – all this effort to no avail. Even during a ‘phone call to the bank’s helpline, I was encouraged to attempt to sign in using my wife’s laptop and once more met with the same screen message. A ‘phone call, made by my wife this evening, to try and sort out the problem proved less useful than the proverbial chocolate fireguard.

Even if I enjoyed better health I would be totally exasperated, as it is the situation serves to make me feel even more unwell.

Wednesday, January 06, 2010

Customer Dis-service from a bailed-out bank

Today, my beloved decided to check a current account online to ensure that a payment (due to go out on the 4th January) had been made. This check seems necessary since late last year one such payment failed to go out on time, to our cost. Quite strangely, this bank always finds it impossible to make an online payment with the same immediacy that another bank, used by yours truly, can always manage. On checking the account it was only possible to display transactions since yesterday, along with a message stating that the account had been RENEWED. No word of warning was issued, by the bank, that any kind of limitation was imminent but, evidently after 2500 transactions all transaction details are archived, and it is then impossible to access them online. It seems, according to a telephone conversation with one of the bank's staff, that it would be impossible for them to simply archive the bulk of the older transactions (e.g. more than three months old) but they have to clear them all. It also seems beyond their ability to notify the customer that the banks arbitrarily imposed limit is nigh. Methinks that their IT team should be sacked and replaced.

As a result, the only way we can check transactions before the renewal date is by telephone, where one is asked for a security number which we do not possess as we do not normally make telephone transactions. Admittedly we still do receive a 'paper' statement, a necessity for us to keep a check on our multifarious transactions.

Sunday, November 01, 2009

Re-privatisation Of High Street Banks

The Lib Dems Treasury spokesman Vince Cable welcomed more competition in the banking sector but said there should be no urgency to the sales.

"We need to be careful that when these split-ups occur, the prime cuts are not offered to private investors and the scraps left to taxpayers," he said.

ex: http://news.bbc.co.uk/1/hi/business/8336286.stm

If Cable's desire is to be met it will be totally different to any other privatisation ever witnessed in the U.K.!